Privacy-first expense tracker with an AI Coach that teaches you financial best practices. Track spending, manage debt, and build wealth — all on your device.
Personalized recommendations based on your actual spending patterns
See how your spending stacks up against the 50/30/20 rule
Choose from 6 budgeting methods — 50/30/20, zero-based, envelope, and more
Track debts, record payments, monitor your DTI ratio
Set deadlines on savings goals and get warned if you fall behind
Face ID / fingerprint protection for your financial data
Track expenses in 12 currencies with live exchange rates
AES-256 encrypted backup to Nextcloud, Google Drive, or iCloud
Works completely offline — your data never leaves your device